Who We Are
The Financial Empowerment Network (formerly known as the Seattle-King County Asset Building Collaborative) is a nonprofit 501 (c) 3 in Washington state dedicated to helping low and moderate-income people become financially stable.
Since FEN’s inception in 2006, spearheaded by the active leadership of the City of Seattle, Washington Appleseed, and The Seattle Foundation, we have become a prominent force in the region for financial empowerment
Our Vision
We envision communities where low- and moderate-income individuals and families are able to achieve financial well-being.
Our Mission
We advance financial empowerment through partnerships that support access to affordable, effective, and relevant services, products, and other resources.
Our Process
We serve as a liaison to create connections, disseminate evidence-based and promising practices, and bring resources to a network of providers in order to integrate financial empowerment into other services including anti-poverty strategies.
Our Values
Respect & Dignity, Collaboration, Continuous Learning, Integrity & Trust

Abby Oakhart
Training & Education Manager

Jennifer Quiróz
Executive Director

Mymy Bhatia
Communications & Operations Manager

Ryan Davis
Director of Community Impact

Paul Knox
Board President
Knoxworks Consulting

Molly Morris
Board Vice President
Rural Resources

Cristina Serra
Board Treasurer
WaFd Bank

Mandy Lee
Board Secretary
Verity Credit Union

Becky House
Past Board President
American Financial Solutions

Marcy Bowers
Board Member
Statewide Poverty Action Network

Barbara Maxwell
Board Member
Blue Mountain Action Council

Linda Taylor
Board Member
Urban League of Metropolitan Seattle

Jill Vicente
Board Member
BECU

Denise Wysong
Board Member
1st Security Bank
Bank On
Bank On Washington
Adam Stein, Columbia Bank
Barbara Maxwell, BMAC & Walla Walla ABC
Becky House, American Financial Solutions
Thushari Gooneratne, JPM Chase
Ziquora Banks, Verity Credit Union
Bank On Washington Steering Committee
Abby McCutcheon, Workforce Snohomish
Andrea Alexander, Tribal Technology Training (T3)
Angela Williams, Urban League of Metropolitan Seattle
Ashley Davis, 1st Security Bank
Barbara Maxwell, BMAC, Walla Walla
Becky House, American Financial Solutions
Cristina Serra, WaFd Bank
Daniel Jean-Baptiste, Beneficial State Bank
Derek Lane, Lane Consulting
Elizabeth Escobar, Express Credit Union
Erin Lopez Nielsen, DFI
Erwin Reeves, FDIC
Esther Richmond, US Bank
Guillermo Sandoval, Umpqua Bank
Jared Schapiro, Workforce Snohomish
Jenefeness Franke, Fiscal Finesse
Jennifer Quiroz, Financial Empowerment Network
Jerrel Jones, Credit Revolution Education Directors
John McKenney, Office of the Treasurer
Josh Hoines, Umpqua Bank
Kayla Stufflebeam, Connections Credit Union
Linda Taylor, Urban League of Metropolitan Seattle
Lynn Willis, United Way Pierce County
Mandy Lee, Tacoma/Pierce County Health Department
Maria Sennett, Beneficial State Foundation
Megan Managan, WA Bankers Association
Miladys Garcia, FEPPP
Minda Michelle Mattox, WSECU
Paulette Payne, Solid Ground
Richard Woodard, Urban League of Metropolitan Seattle
Ryan Davis, Financial Empowerment Network
Scott Prior, Connections Credit Union
Suzanne Nester, First Financial Bank
Thushari Gooneratne, JPM Chase
Tierra Bonds, Take Charge Credit Counseling
Tim Studlack, 1st Security Bank
Bank On Washington Forum Planning Committee
Abby McCutcheon, WorkForce Snohomish
Adam Stein, Columbia Bank
Becky House, American Financial Solutions
Derek Lane, Lane Consulting
Erin Lopez, WA DFI
Edith Tate, Opportunity Council
Jennifer Quiroz, Financial Empowerment Network
Mandy Lee, Tacoma/Pierce County Health Department
Mymy Bhatia, Financial Empowerment Network
Ryan Davis, Financial Empowerment Network
Thushari Gooneratne, JPM Chase
Tracy Godat, FEPPP
Seattle-King County Youth-Led Bank On
Barbara Phillips, Community Network Council
Dr. Eddie Moore, SteamVestments
Erwin Reeves, FDIC
Thushari Gooneratne, JPM Chase
Integration of Financial Empowerment into Service Systems
Financial Coaching Network Co-Chairs
Thushari Gooneratne, JPMorgan Chase
Abby McCutcheon, Workforce Snohomish
Financial Coaching Network Steering Committee
Andrew Gutzmer, Attorney General's Office
Barbara Maxwell, BMAC, Walla Walla
Becky House, American Financial Solutions
Charnell Morud, Verity Credit Union
Donna O’Connor, Hopelink
Elena Huizar, Attorney General's Office
Erin Lopez, DFI
Hilda McIntosh, South Puget Intertribal Planning Agency
Jennifer Quiroz, Financial Empowerment Network
Jeremy Yonaka, Chelan Douglas Community Action Council
Jerell Jones, Credit Revolution Education Directors
Kristen Navaluna, YWCA Seattle | King | Snohomish
Linda Taylor, Urban League
Lisa Jones, NW Access Fund
Liz Myntti, Lower Columbia Community Action Program
Lynn Willis, United Way Pierce County
Mary Vargas, Tacoma Community House
Minda Michelle Mattox, WSECU
Phillip Godinez, Kitsap Community Resources
Ryan Davis, Financial Empowerment Network
Tierra Bonds, Take Charge Consulting
Financial Empowerment Trainer’s Task Force
Abby McCutcheon, Workforce Snohomish
Becky House, American Financial Solutions
Carmen Marttila, Junior Achievement
Charnell Morud, Verity Credit Union
Devin Stubblefield, ICF & Change Machine
Donna O’Connor, Hopelink
Elizabeth Perez, Washington Homeownership Resource Center
Jared Schapiro, Workforce Snohomish
Kaitlin Ortiz-Casper, Harborstone Credit Union
Liz Myntti, Lower Columbia CAP
Lydia Assefa-Dawson, King County Housing Authority
Lynn Willis, United Way Pierce County
Mandy Lee, Tacoma/Pierce County Health Department
Miladys Garcia, FEPPP
Minda Michelle Mattox, WSECU
Phillip Godinez, Kitsap Community Resources
Raquel Munguia, Washington Homeownership Resource Center
Thushari Gooneratne, JPM Chase
Tierra Bonds, Take Charge Credit Counseling
Homeownership & Foreclosure Prevention
Tom McKay, Northwest Justice Project (NJP)
Linda Taylor, Urban League of Metropolitan Seattle
EITC and Free Tax Campaign
United Way of King County
1st Security Bank | HAPO Credit Union | Rural Resources Community Action |
AARP | Harborstone Credit Union | Save First Financial Wellness |
Abshir Consulting | HealthierHere | Seattle Credit Union |
Affiliated Tribes of Northwest Indians - Financial Services | Heartland Renovations LLC | Seattle Housing Authority |
AIM Financial Partners | Her own business | Self-Employee |
American Financial Solutions | HIAS | Self-Help Federal Credit Union |
Americorp | His own business | SNAP |
ANEW | Homes and Hope Community Land Trust | Snohomish County |
APIC SPS | HomeSight | Solid Ground |
Asian Counseling and Referral | HomeStreet Bank | Sound Credit Union |
Asian Cultural Center | Hopelink | Sound Outreach |
Asset Building Coalition of Mason County | HopeSource | South Puget Intertribal Planning Agency |
Balance Our Tax Code | Housing Authority of Skagit County | South Puget Sound Community College |
Bank of America | Housing Hope / Onward Learning | South Puget Sound Habitat for Humanity |
Bank On OR | Intentional Budgets | SouthGen Financial |
BECU | International Rescue Committee | SPENDiD |
Beneficial State Bank | iQ Credit Union | Student- University of Washington |
Beneficial State Foundation | IRS-SPEC | Suquamish Tribe |
Blue Mountain Action Council | Isasaquah Food Bank | T3 Tribal Technology Training |
Breaking Barriers Youth & Family Services | JPMorgan Chase | Tacoma Community House |
Business Impact NW | Junior Achievement Washington | Tacoma Housing Authority |
Byrd Barr Place | KCS | Tacoma/Pierce County Habitat for Humanity |
California Credit Union | Key Bank | Tacoma-Pierce County Health Department |
Canopy Credit Union | KING COUNTY HOUSING AUTHORITY | Take Charge Credit Consulting |
CAPI USA | King County Public Health | TAPCO Credit Union |
Career Path Services | Kitsap Asset Building Coalition | The Natural Coach |
case manager RNP | Kitsap Community Resources | The Seattle Public Library |
catholic community services | Kitsap Credit Union | The STAR Project |
CDWA | KnoxWorks | The ZONE NECC |
Center for Pan Asian Community Services | Korean Resource Center | Traveler Charly Money Coaching |
Centro Cultural Mexicano | Lake Washington Institute of Technology | Tribal Technology Training (T3) |
Chehalis Tribal Loan Fund | Lane Consulting Group | Troutwood |
Chelan Douglas Community Action Council | Latino Civic Alliance | True Colors Recovery |
Chelan valley housing trust | Latino Educational Training Institute | Truss Financial Group |
Chief Seattle Club | Latinos en Spokane | Tzedek DC |
ChildStrive | LatinX | ULMS |
CHOOSE 180 | LEAD | Umpqua Bank |
Christ the King Community Church | Leadership Snohomish County | Unidos Nueva Alianza |
City of Everett Housing Authority | Life Enrichment Group | United Indians of All Tribes |
CMG Home Loans | Lifewire | United Way King County |
Coastal Community Bank | LIFT | United Way of Central WA |
Community Action Skagit County | LINC NW | United Way of King County |
Community Enrichment for Klickitat/Skamania Counties | LISC Puget Sound | United Way of Pierce County |
Community Network Council | Lower Columbia Community Action Program | United Way of Snohomish County |
Community Roots Housing | Lydia Place | United Way of Spokane |
Compass Housing Alliance | Mercy Housing | United Way of Whatcom County |
Compass Working Capital | Metropolitan Family Service | United Way PDX |
CONNECTION CREDIT UNION | Modern Woodmen of America | University Of Washington |
Consumer Action | Mother Africa | Up From Slavery Initiative |
CREDIT REVOLUTION EDUCATION DIRECTORS-LLC | MYMONEYMOTTO | UpliftNW |
WA Dept of Commerce | Natalia Duran LLC | Urban League Of Metropolitan Seattle |
WA DOR | Native American Bank | Urban League of Portland |
DESC | Neighborhood House | Urban Wall Street |
WA DFI | Neighborhood Partnerships | Utopia Washington |
Diocese of Olympia Refugee Resettlement Office | New Beginnings | Ventures nonprofit |
Dispute Resolution Center | Northeast Community Center | Verity Credit Union |
WA Division of Vocational Rehabilitation | Northwest Access Fund | Vision House |
WA DOC | Northwest Center | WA AGO |
WA DOR | Northwest Health Law Advocates | WA DOR |
Edmonds College ECEAP | Northwest Justice Project | WA ESD |
El Centro de la Raza | Northwest Plus Credit Union | WA Homeownership Resource Center |
EMP Financial Wellness | NW Kidney Centers | WA State Department of Financial Institution |
Enterprise for Equity | NW Native ABC | WA State Office of the State Treasurer, Financial Education & Outreach Department. |
Entrepreneurial Institute of Washington | NW Plus CU | WaFd Bank |
ESD 105 | NWCLC | Washington Bankers Association |
Everett Community College | NWESD189 | Washington Education Association |
Everett Housing Authority | O Bee Credit Union | Washington Office of Financial Management |
Everett Public Schools | WSAC - Student loan advocate | Washington Small Business Development Center |
Express Credit Union | OIC OF WASHINGTON | Washington State Department of Commerce |
Faith Finance Center | Okanogan County Community Action Council | Washington State Department of Social & Health Services |
Federal Deposit Insurance Corporation | Opportunity Council | Washington State Employment Security Department |
Federal Reserve Bank Of San Francisco | Orion | Washington Student Achievement Council |
Federal Reserve Bank of St. Louis | Pacific Associates | Washington Virtual Academy |
Federal Trade Commission | Parkview Services | Weld Seattle |
Financial Beginnings | YWACA Passage Point | Whatcom Community Foundation |
Financial Educator | Peer Seattle | Whatcom Educational Credit Union (WECU) |
Financial Empowerment Network | People For People | Workforce Snohomish |
First Financial NW Bank | PIM Savvy | WSCADV |
Fiscal Finesse | Port Gamble Sklallam Housing Authority | WSECU |
Friends of Youth | Potomac conference Prison Ministry | WSHFC |
Full Life Care | Poverty Action Network | WWU Kitsap |
General Contractor | PSESD -121 | Xilin Association |
Global to Local | Puget Sound Training Center | Yakima County Asset Building Coalition |
Goodwill of the Olympics & Rainier Region | Refugee Women's Alliance | Yakima Housing Authority |
got green | Renton Technical College | Yakima Valley College |
Green path | Resourceful Coaching | Yakima Valley Farm Workers Clinic |
Greene Star Financial Healing | Rivermark Community Credit Union | Year Up |
GSBA | Riverworks Development Corp | Your Money Matters |
Guia Education and Consulting | RNHS | YWCA |
Habitat for Humanity | Rural People's Voice |