Who We Are

The Financial Empowerment Network (formerly known as the Seattle-King County Asset Building Collaborative) is a nonprofit 501 (c) 3 in Washington state dedicated to helping low and moderate-income people become financially stable.

Since FEN’s inception in 2006, spearheaded by the active leadership of the City of Seattle, Washington Appleseed, and The Seattle Foundation, we have become a prominent force in the region for financial empowerment

Our Vision

We envision communities where low- and moderate-income individuals and families are able to achieve financial well-being.

Our Mission

We advance financial empowerment through partnerships that support access to affordable, effective, and relevant services, products, and other resources.

Our Process

We serve as a liaison to create connections, disseminate evidence-based and promising practices, and bring resources to a network of providers in order to integrate financial empowerment into other services including anti-poverty strategies.

Our Values

Respect & Dignity, Collaboration, Continuous Learning, Integrity & Trust

Abby Oakhart

Abby Oakhart

Training & Education Manager

Jennifer Quiróz

Jennifer Quiróz

Executive Director

Mymy Bhatia

Mymy Bhatia

Communications & Operations Manager

Ryan Davis

Ryan Davis

Director of Community Impact

Paul Knox

Paul Knox

Board President

Knoxworks Consulting

Molly Morris

Molly Morris

Board Vice President

Rural Resources

Cristina Serra

Cristina Serra

Board Treasurer

WaFd Bank

Mandy Lee

Mandy Lee

Board Secretary

Verity Credit Union

Becky House

Becky House

Past Board President

American Financial Solutions

Marcy Bowers

Marcy Bowers

Board Member

Statewide Poverty Action Network

Barbara Maxwell

Barbara Maxwell

Board Member

Blue Mountain Action Council

Linda Taylor

Linda Taylor

Board Member

Urban League of Metropolitan Seattle

Jill Vicente

Jill Vicente

Board Member

BECU

Denise Wysong

Denise Wysong

Board Member

1st Security Bank

Bank On

Bank On Washington
Adam Stein, Columbia Bank
Barbara Maxwell, BMAC & Walla Walla ABC
Becky House, American Financial Solutions
Thushari Gooneratne, JPM Chase
Ziquora Banks, Verity Credit Union

Bank On Washington Steering Committee
Abby McCutcheon, Workforce Snohomish
Andrea Alexander, Tribal Technology Training (T3)
Angela Williams, Urban League of Metropolitan Seattle
Ashley Davis, 1st Security Bank
Barbara Maxwell, BMAC, Walla Walla
Becky House, American Financial Solutions
Cristina Serra, WaFd Bank
Daniel Jean-Baptiste, Beneficial State Bank
Derek Lane, Lane Consulting
Elizabeth Escobar, Express Credit Union
Erin Lopez Nielsen, DFI
Erwin Reeves, FDIC
Esther Richmond, US Bank
Guillermo Sandoval, Umpqua Bank
Jared Schapiro, Workforce Snohomish
Jenefeness Franke, Fiscal Finesse
Jennifer Quiroz, Financial Empowerment Network
Jerrel Jones, Credit Revolution Education Directors
John McKenney, Office of the Treasurer
Josh Hoines, Umpqua Bank
Kayla Stufflebeam, Connections Credit Union
Linda Taylor, Urban League of Metropolitan Seattle
Lynn Willis, United Way Pierce County
Mandy Lee, Tacoma/Pierce County Health Department
Maria Sennett, Beneficial State Foundation
Megan Managan, WA Bankers Association
Miladys Garcia, FEPPP
Minda Michelle Mattox, WSECU
Paulette Payne, Solid Ground
Richard Woodard, Urban League of Metropolitan Seattle
Ryan Davis, Financial Empowerment Network
Scott Prior, Connections Credit Union
Suzanne Nester, First Financial Bank
Thushari Gooneratne, JPM Chase
Tierra Bonds, Take Charge Credit Counseling
Tim Studlack, 1st Security Bank

Bank On Washington Forum Planning Committee
Abby McCutcheon, WorkForce Snohomish
Adam Stein, Columbia Bank
Becky House, American Financial Solutions
Derek Lane, Lane Consulting
Erin Lopez, WA DFI
Edith Tate, Opportunity Council
Jennifer Quiroz, Financial Empowerment Network
Mandy Lee, Tacoma/Pierce County Health Department
Mymy Bhatia, Financial Empowerment Network
Ryan Davis, Financial Empowerment Network
Thushari Gooneratne, JPM Chase
Tracy Godat, FEPPP

Seattle-King County Youth-Led Bank On
Barbara Phillips, Community Network Council 
Dr. Eddie Moore, SteamVestments
Erwin Reeves, FDIC
Thushari Gooneratne, JPM Chase

Integration of Financial Empowerment into Service Systems

Financial Coaching Network Co-Chairs
Thushari Gooneratne, JPMorgan Chase
Abby McCutcheon, Workforce Snohomish

Financial Coaching Network Steering Committee
Andrew Gutzmer, Attorney General's Office
Barbara Maxwell, BMAC, Walla Walla
Becky House, American Financial Solutions
Charnell Morud, Verity Credit Union
Donna O’Connor, Hopelink
Elena Huizar, Attorney General's Office
Erin Lopez, DFI
Hilda McIntosh, South Puget Intertribal Planning Agency
Jennifer Quiroz, Financial Empowerment Network
Jeremy Yonaka, Chelan Douglas Community Action Council
Jerell Jones, Credit Revolution Education Directors
Kristen Navaluna, YWCA Seattle | King | Snohomish
Linda Taylor, Urban League
Lisa Jones, NW Access Fund
Liz Myntti, Lower Columbia Community Action Program
Lynn Willis, United Way Pierce County
Mary Vargas, Tacoma Community House
Minda Michelle Mattox, WSECU
Phillip Godinez, Kitsap Community Resources 
Ryan Davis, Financial Empowerment Network
Tierra Bonds, Take Charge Consulting

Financial Empowerment Trainer’s Task Force
Abby McCutcheon, Workforce Snohomish
Becky House, American Financial Solutions
Carmen Marttila, Junior Achievement
Charnell Morud, Verity Credit Union
Devin Stubblefield, ICF & Change Machine
Donna O’Connor, Hopelink
Elizabeth Perez, Washington Homeownership Resource Center
Jared Schapiro, Workforce Snohomish
Kaitlin Ortiz-Casper, Harborstone Credit Union
Liz Myntti, Lower Columbia CAP
Lydia Assefa-Dawson, King County Housing Authority
Lynn Willis, United Way Pierce County
Mandy Lee, Tacoma/Pierce County Health Department
Miladys Garcia, FEPPP
Minda Michelle Mattox, WSECU
Phillip Godinez, Kitsap Community Resources
Raquel Munguia, Washington Homeownership Resource Center
Thushari Gooneratne, JPM Chase
Tierra Bonds, Take Charge Credit Counseling

Homeownership & Foreclosure Prevention
Tom McKay, Northwest Justice Project (NJP)
Linda Taylor, Urban League of Metropolitan Seattle

EITC and Free Tax Campaign 
United Way of King County

1st Security BankHAPO Credit UnionRural Resources Community Action
AARPHarborstone Credit UnionSave First Financial Wellness
Abshir ConsultingHealthierHereSeattle Credit Union
Affiliated Tribes of Northwest Indians - Financial ServicesHeartland Renovations LLCSeattle Housing Authority
AIM Financial PartnersHer own businessSelf-Employee
American Financial SolutionsHIASSelf-Help Federal Credit Union
AmericorpHis own business SNAP
ANEWHomes and Hope Community Land TrustSnohomish County
APIC SPSHomeSightSolid Ground
Asian Counseling and ReferralHomeStreet BankSound Credit Union
Asian Cultural CenterHopelinkSound Outreach
Asset Building Coalition of Mason CountyHopeSourceSouth Puget Intertribal Planning Agency
Balance Our Tax CodeHousing Authority of Skagit CountySouth Puget Sound Community College
Bank of AmericaHousing Hope / Onward LearningSouth Puget Sound Habitat for Humanity
Bank On ORIntentional BudgetsSouthGen Financial
BECUInternational Rescue CommitteeSPENDiD
Beneficial State BankiQ Credit UnionStudent- University of Washington
Beneficial State FoundationIRS-SPECSuquamish Tribe
Blue Mountain Action CouncilIsasaquah Food BankT3 Tribal Technology Training
Breaking Barriers Youth & Family ServicesJPMorgan ChaseTacoma Community House
Business Impact NWJunior Achievement WashingtonTacoma Housing Authority
Byrd Barr PlaceKCSTacoma/Pierce County Habitat for Humanity
California Credit UnionKey BankTacoma-Pierce County Health Department
Canopy Credit UnionKING COUNTY HOUSING AUTHORITYTake Charge Credit Consulting
CAPI USAKing County Public HealthTAPCO Credit Union
Career Path ServicesKitsap Asset Building CoalitionThe Natural Coach
case manager RNPKitsap Community ResourcesThe Seattle Public Library
catholic community servicesKitsap Credit UnionThe STAR Project
CDWAKnoxWorksThe ZONE NECC
Center for Pan Asian Community ServicesKorean Resource CenterTraveler Charly Money Coaching
Centro Cultural MexicanoLake Washington Institute of TechnologyTribal Technology Training (T3)
Chehalis Tribal Loan FundLane Consulting GroupTroutwood
Chelan Douglas Community Action CouncilLatino Civic AllianceTrue Colors Recovery
Chelan valley housing trustLatino Educational Training InstituteTruss Financial Group
Chief Seattle ClubLatinos en SpokaneTzedek DC
ChildStriveLatinXULMS
CHOOSE 180LEADUmpqua Bank
Christ the King Community ChurchLeadership Snohomish CountyUnidos Nueva Alianza
City of Everett Housing AuthorityLife Enrichment GroupUnited Indians of All Tribes
CMG Home LoansLifewireUnited Way King County
Coastal Community BankLIFTUnited Way of Central WA
Community Action Skagit CountyLINC NWUnited Way of King County
Community Enrichment for Klickitat/Skamania CountiesLISC Puget SoundUnited Way of Pierce County
Community Network CouncilLower Columbia Community Action ProgramUnited Way of Snohomish County
Community Roots HousingLydia PlaceUnited Way of Spokane
Compass Housing AllianceMercy HousingUnited Way of Whatcom County
Compass Working CapitalMetropolitan Family ServiceUnited Way PDX
CONNECTION CREDIT UNIONModern Woodmen of AmericaUniversity Of Washington
Consumer ActionMother AfricaUp From Slavery Initiative
CREDIT REVOLUTION EDUCATION DIRECTORS-LLCMYMONEYMOTTOUpliftNW
WA Dept of CommerceNatalia Duran LLCUrban League Of Metropolitan Seattle
WA DORNative American BankUrban League of Portland
DESCNeighborhood HouseUrban Wall Street
WA DFINeighborhood PartnershipsUtopia Washington
Diocese of Olympia Refugee Resettlement OfficeNew BeginningsVentures nonprofit
Dispute Resolution CenterNortheast Community CenterVerity Credit Union
WA Division of Vocational RehabilitationNorthwest Access FundVision House
WA DOCNorthwest CenterWA AGO
WA DORNorthwest Health Law AdvocatesWA DOR
Edmonds College ECEAPNorthwest Justice ProjectWA ESD
El Centro de la RazaNorthwest Plus Credit UnionWA Homeownership Resource Center
EMP Financial WellnessNW Kidney CentersWA State Department of Financial Institution
Enterprise for EquityNW Native ABCWA State Office of the State Treasurer, Financial Education & Outreach Department.
Entrepreneurial Institute of WashingtonNW Plus CUWaFd Bank
ESD 105NWCLCWashington Bankers Association
Everett Community CollegeNWESD189Washington Education Association
Everett Housing AuthorityO Bee Credit UnionWashington Office of Financial Management
Everett Public SchoolsWSAC - Student loan advocateWashington Small Business Development Center
Express Credit UnionOIC OF WASHINGTONWashington State Department of Commerce
Faith Finance CenterOkanogan County Community Action CouncilWashington State Department of Social & Health Services
Federal Deposit Insurance CorporationOpportunity CouncilWashington State Employment Security Department
Federal Reserve Bank Of San FranciscoOrionWashington Student Achievement  Council
Federal Reserve Bank of St. LouisPacific AssociatesWashington Virtual Academy
Federal Trade CommissionParkview ServicesWeld Seattle
Financial BeginningsYWACA Passage PointWhatcom Community Foundation
Financial EducatorPeer SeattleWhatcom Educational Credit Union (WECU)
Financial Empowerment NetworkPeople For PeopleWorkforce Snohomish
First Financial NW BankPIM SavvyWSCADV
Fiscal FinessePort Gamble Sklallam Housing AuthorityWSECU
Friends of YouthPotomac conference Prison MinistryWSHFC
Full Life CarePoverty Action NetworkWWU Kitsap
General ContractorPSESD -121Xilin Association
Global to LocalPuget Sound Training CenterYakima County Asset Building Coalition
Goodwill of the Olympics & Rainier RegionRefugee Women's AllianceYakima Housing Authority
got greenRenton Technical CollegeYakima Valley College
Green pathResourceful CoachingYakima Valley Farm Workers Clinic
Greene Star Financial HealingRivermark Community Credit UnionYear Up
GSBARiverworks Development CorpYour Money Matters
Guia Education and ConsultingRNHSYWCA
Habitat for HumanityRural People's Voice